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In this guide, we’ll walk you through the easy EMI options available for the Hero Splendor, how to apply.
In a market driven by practicality, reliability, and affordability, Hero Splendor has emerged as one of the most trusted and best-selling commuter motorcycles in India. Among the various models, the Hero Splendor Plus stands tall as the go-to choice for daily riders, students, working professionals, and even small business owners who want a fuel-efficient and maintenance-friendly bike without burning a hole in their pocket.
While the ex-showroom price of Hero Splendor Plus is already budget-friendly, many potential buyers still prefer financing their purchase through easy EMI options. With rising living costs and unpredictable financial situations, EMIs make it simpler to own a two-wheeler without upfront pressure.
In this guide, we’ll walk you through the easy EMI options available for the Hero Splendor, how to apply, what to consider, and why choosing EMI for a Hero Splendor Plus might be the smartest decision you make.
Why Hero Splendor Plus is a Smart Choice
Before diving into EMI details, it’s important to understand why the Hero Splendor Plus continues to dominate India’s commuter segment. Here are a few reasons why this bike has become a household name:
The Hero Splendor has been around for decades. Its tried-and-tested engine, simple mechanics, and low maintenance needs make it a long-lasting companion for daily commutes.
With real-world fuel efficiency of 60–70 kmpl, the Hero Splendor Plus helps save significantly on petrol costs. In times of fluctuating fuel prices, mileage is a key factor for Indian buyers.
Starting at approximately ₹74,373 (ex-showroom), the Splendor Plus is one of the most affordable bikes in its class. Its budget-friendly nature makes it EMI-friendly too.
Hero MotoCorp has a vast network of service centres and showrooms across India. This means spare parts are easily available and after-sales service is smooth — crucial for those relying on the bike daily.
Hero Splendor Price and Variants in 2025
As of 2025, the Hero Splendor Plus is available in multiple variants including:
The ex-showroom price for these variants ranges between ₹74,373 to ₹80,500, depending on the location and chosen model. When you factor in insurance, RTO fees, and accessories, the on-road price can go up to ₹94,228–₹95,000.
Easy EMI Options for Hero Splendor Plus
Now let’s get into what matters most — the EMI options available for buyers interested in the Hero Splendor Plus. Financing your two-wheeler purchase has never been easier. Here are the key aspects:
Most banks and NBFCs offer EMI plans with a down payment ranging from ₹5,000 to ₹20,000, depending on the loan amount and your eligibility. Some schemes even offer zero down payment, especially during festive seasons or brand-specific promotions.
If you’re planning to buy the Hero Splendor with minimal upfront cost, you can opt for:
The loan repayment period for the Hero Splendor typically ranges from 12 to 48 months. You can choose a shorter tenure to pay less interest overall or go for a longer term to keep your monthly EMIs low.
Popular loan durations include:
Interest rates for two-wheeler loans generally vary between 8% to 18% per annum, depending on:
Hero’s financing partners like Hero FinCorp, HDFC Bank, ICICI Bank, Bajaj Finserv, and others often provide attractive interest rates for salaried employees and self-employed individuals.
Depending on the down payment, loan tenure, and interest rate, your EMI for Hero Splendor Plus can start from as low as ₹2,200 to ₹2,500 per month for a loan amount of ₹75,000–₹85,000 over 3 years.
To estimate your EMI accurately, you can use online tools like:
How to Apply for Hero Splendor EMI Plans?
Applying for an EMI plan for Hero Splendor Plus is a simple process and can be done both online and offline.
Visit the nearest Hero showroom or check their official site to select the variant and color you want.
You can either go through Hero’s finance partners or approach third-party banks/NBFCs. Most dealers will help you fill out the application on the spot.
To get approval for a loan or EMI plan, you will need:
Loan approvals are typically quick. If you meet the eligibility criteria, your loan can be sanctioned within 24–48 hours.
Once approved, you pay the required down payment and take delivery of your new Hero Splendor.
Why EMI Makes Sense for Hero Splendor Buyers
Financing the Hero Splendor Plus through EMIs gives you the flexibility to manage your cash flow while enjoying the benefits of personal mobility. Here’s why EMI is a great idea:
Festive Offers and Zero Cost EMI Plans
During special occasions like Diwali, Navratri, or financial year-end, Hero MotoCorp and its dealers roll out zero cost EMI and no down payment offers. These include:
Always check for ongoing promotions before making a purchase to save more.
Final Thoughts: Hero Splendor Plus + EMI = Perfect Combo
The Hero Splendor Plus isn’t just India’s favorite commuter bike, it’s also one of the most accessible motorcycles thanks to flexible and easy EMI options. Whether you’re a college student, first-time job holder, or small business owner, this bike fits your needs and your budget.
With multiple EMI plans available from top financial institutions and Hero’s own finance wing, owning a Hero Splendor is easier than ever. Low down payments, attractive interest rates, and a reliable vehicle make this combo unbeatable for the average Indian buyer.
So if you’re ready to bring home a fuel-efficient, stylish, and low-maintenance motorcycle, explore EMI options for Hero Splendor Plus today and hit the road with confidence.
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