Star Comprehensive Insurance: Cashless hospitalization, critical illness cover & tax benefits. Buy online in minutes! 10,000+ network hospitals.
Star Comprehensive Insurance Policy – Complete Guide (2025)
Introduction
Health emergencies can strike unexpectedly, leading to substantial financial burdens. Having a Star Comprehensive Insurance Policy ensures that you and your family are protected against high medical expenses. This policy, offered by Star Health and Allied Insurance and available through QuickInsure, provides extensive coverage, including hospitalization, pre & post-hospitalization expenses, and critical illness benefits.
In this guide, we’ll explore:
✔ Key features of Star Comprehensive Insurance
✔ Coverage benefits & exclusions
✔ Policy eligibility & premium factors
✔ How to buy/renew online via QuickInsure
✔ Claim process & customer support
The Star Comprehensive Insurance Policy is a robust health insurance plan designed to cover hospitalization expenses, daycare treatments, and critical illnesses. It offers cashless treatment at network hospitals and reimbursement for non-network hospitals.
Why Choose Star Comprehensive Insurance?
1) Wide Coverage– Includes hospitalization, pre & post-hospitalization and critical illness.
2) Cashless Treatment– Access to 10,000+ network hospitals across India.
3) Lifetime Renewability– No age limit for policy renewal.
4) Pre-existing Disease Cover– Available after a waiting period.
5) Tax Benefits– Premiums qualify under Section 80D of the Income Tax Act.
1) Hospitalization Coverage
– Room Rent & ICU Charges– Covers as per policy limits.
– Doctor’s Fees & Surgery Costs– Included.
– Daycare Procedures– 500+ treatments (e.g., chemotherapy, dialysis).
2) Pre & Post-Hospitalization Expenses
– Pre-Hospitalization– Covered up to 60 days before admission.
– Post-Hospitalization– Covered up to 90 days after discharge.
3) Critical Illness Cover (Optional Add-on)
– Covers 15 major critical illnesses (e.g., cancer, heart attack, kidney failure).
– Lump-sum payout on diagnosis.
4) Additional Benefits
While Star Comprehensive Insurance offers extensive coverage, some exclusions apply:
Always read the policy document for a full list of exclusions.
Who Can Buy?
1) Individuals (Age: 18-65 years)
2) Families (Spouse, children, parents)
3) Senior Citizens (Up to 65 years, higher premiums may apply)
Factors Affecting Premiums
1) Age– Older individuals pay more.
2) Sum Insured– Higher coverage = Higher premium.
3) Medical History– Pre-existing conditions may increase costs.
4) Add-ons– Critical illness cover increases premium.
Buying online is quick and hassle-free:
Steps to Purchase:
Simple Steps to Buy Star Comprehensive Insurance:
Visit Page – Go to QuickInsure’s Star Health Insurance page.
Fill Details – Enter age, coverage needed, and health info.
Compare – See prices and benefits side by side.
Add Extras – Choose extra covers if needed (like critical illness).
Pay Online – Safe and quick payment.
Get Policy – Policy PDF sent to your email instantly.
Easy & Fast…!
Documents Required
1) ID Proof (Aadhaar, PAN)
2) Address Proof
3) Medical Reports (if applicable)
Renewal ensures uninterrupted coverage:
– Auto-Renewal Option – Enable via QuickInsure.
– Online Renewal– Log in to QuickInsure & pay premium.
– Grace Period– 15-30 days (varies by policy).
Late renewal may lead to loss of benefits or waiting periods.
1) Visit Network Hospital– Check list on Star Health’s website.
2) Inform Insurer– Submit pre-authorization form.
3) Approval– Insurer verifies & approves cashless treatment.
1) Pay Hospital Bills First.
2) Submit Documents– Bills, discharge summary, prescriptions.
3) Claim Approval– Insurer processes within 15-30 days.
✔ Easy Comparison– Multiple plans in one place.
✔ Instant Policy Issuance– No paperwork delays.
✔ Expert Support– Assistance for claims & renewals.
✔ Best Prices– Competitive premiums.
Yes! It’s ideal for those seeking wide coverage, cashless hospitalization, and critical illness protection. Buying via QuickInsure ensures a seamless experience with competitive pricing.
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