Personal loan & personal loan in delhi ncr

Welcome to Chintamani Finlease. We’re here to help you with your finances, offering solutions tailored just for you.

Welcome to Chintamani Finlease. We’re here to help you with your finances, offering solutions tailored just for you. We understand that sometimes expenses can be higher than what you have on hand. Whether you’re dreaming of renovating your Home, planning a Dream Vacation, or Facing Unexpected Medical Bills, we’ve got your back every step of the way.

Chintamani Finlease provides personal loans to salaried individuals with good or bad credit histories for medical crises, Household or electronic goods purchases, children’s education, wedding expenses, home improvement, and travel. In general, it refers to a person’s current financial necessity. At a fixed interest rate, the unsecured loan is available to all salaried and Self-employed persons between the ages of 18 and 65 Years.

Whether you’re renovating your home, planning your dream vacation, or facing an unexpected medical emergency, we’re with you every step of the way.

Our Personal Loans are designed to support your unique needs and ensure you never have to put your aspirations on hold.

At Chintamani Finlease, we believe financial challenges shouldn’t stop you from achieving what you deserve.

We offer quick approvals, minimal documentation, and flexible repayment options so you can borrow with confidence.

Our loan products cater to a wide range of purposes — from education and weddings to home improvement and travel plans.

Whether you’re a salaried professional or a self-employed individual, we have a plan that fits your profile perfectly.

Even if you have a less-than-perfect credit score, you can still count on us for reliable financial assistance.

Our team is dedicated to making the borrowing process smooth, secure, and entirely hassle-free.

We prioritize trust and transparency in every step — no hidden charges, no complicated terms, just honest financial support.

Every loan application is treated with care and personal attention to match your repayment capacity.

With competitive interest rates and instant disbursal, we make sure you get funds when you need them the most.

We value your time — that’s why our online loan application process is fast, paperless, and user-friendly.

Your dreams matter, and we’re here to make them come true with financial solutions that empower you.

From managing emergencies to fulfilling aspirations, Chintamani Finlease stands as your dependable financial partner.

We’ve helped countless individuals regain control of their finances and achieve their life goals effortlessly.

Let us help you take the next big step — with confidence, convenience, and care.

Because at Chintamani Finlease, your trust drives us, and your success defines us.

 
From upgrading your lifestyle to managing emergencies, we provide support at every step of your financial journey.

Our personal loans can be used for a wide range of purposes, including:

• Home renovation and interior upgrades
• Travel and dream vacations
• Medical treatments and emergencies
• Children’s education or tuition fees
• Wedding planning and family celebrations
• Purchase of electronic gadgets or household items
• Debt consolidation and repayment of existing loans
• Meeting any other urgent financial need

We believe in financial inclusion — ensuring that every individual, regardless of their credit score, has access to the funds they need. Whether your credit history is good or less than perfect, we’re here to help you rebuild and move forward.

Our loans come with a fixed interest rate, ensuring you always know what you’ll pay — no hidden surprises.

You can enjoy flexible repayment tenures that fit your monthly budget comfortably.

We also provide quick loan approvals and instant disbursals, so that you can focus on what truly matters.

At Chintamani Finlease, we value your trust, transparency, and time.

Our customer-first approach ensures that you get:

• Hassle-free documentation
• Minimum eligibility criteria
• Fast and smooth processing
• Dedicated financial advisors for personal guidance
• 100% digital application process

We cater to both salaried employees and self-employed professionals between the ages of 18 to 65 years, offering personalized loan solutions that suit your income and lifestyle.

With Chintamani Finlease, every dream is within reach — whether it’s personal growth, family happiness, or financial stability.

Our goal is to empower you with financial freedom and make borrowing simple, secure, and stress-free.

We don’t just lend money — we build relationships based on trust.

So, if you’re ready to turn your plans into reality, let Chintamani Finlease be your financial companion.

Your needs matter. Your dreams matter.

And with Chintamani Finlease, you’ll always have someone by your side to make them come true.

Apply today and experience financial freedom — the Chintamani way!

Documents Required (for Salaried Individuals)

• Last 3 months’ Salary Slip from the date of application.
• Last 6 months Bank Statement.
• KYC Documents (Aadhar Card, Pan Card, Passport)
• Utility Bill 
  Rent Agreement.

Apply Now

Documents Required (for Self-employed Individuals)

• Last 3 years Income Tax Return.
• Last 6 months Bank Statement.
• KYC Documents. (Aadhar Card, Pan Card, Passport)
• Utility Bill 
• Rent Agreement. 

Apply Now

Eligibility Criteria

Before applying for a Loan, you must check over the following Qualifying Criteria:

The Benefits of Applying for a Personal Loan with Chintamani Finlease.

1. No Collateral Required: The benefit associated with an online personal loan is that it is unsecured in nature.
2. Low CIBIL Funding: Chintamani Finlease demonstrates its willingness to be a faithful friend to all of its customers, promising not to abandon them in their time of need by providing loans to those with poor CIBIL Scores.
3. Minimum Paperwork: The verification and documentation Procedure has become more efficient, with only a few documents required for approval.
4. Easy and Quick Approval: The procedure has gone digital, which has resulted in a reduction in verification time.
5. Multipurpose in Nature: It is multifunctional and used for various purposes, except for investing and criminal activities.
6. Fast Assistance: Personal loan approval is a quick and hassle-free procedure. For any questions, concerns, or feedback, please contact us at [email protected].
7. Customer Needs at the Forefront: We aim to provide you with the most personalized experience by handpicking personal loan options based on the client profile. All of our services are provided at no cost to our consumers.
8. Trust and Reliability: With years of experience in the financial industry, Chintamani Finlease has earned a reputation for trust and reliability. Count on us to provide you with dependable financial solutions that meet your needs and exceed your expectations. 
9. Security and Confidentiality: We prioritize the security and confidentiality of your personal information. Rest assured that your data is safe with us, and we follow to strict privacy Standards to protect your privacy.

Frequently Asked Questions (FAQs)

1. What documents are required to apply for a Personal Loan?
   For salaried individuals, you’ll need your last 3 months’ salary slips, 6 months bank statements, KYC documents, and an electricity bill/rent agreement. For self-employed individuals, the requirements include your last 3 years’ income tax returns, bank statements, KYC documents, and an electricity bill/rent agreement.
2. What are the eligibility criteria for a Personal Loan?
   To qualify, you must be at least 18 years old, have a minimum net income of ₹30,000, and be either salaried or self-employed. Salaried individuals need to have been employed for 12 months, while self-employed individuals should have at least 3 years of business tenure.
3. Is it possible to apply for a Personal Loan if I have a low CIBIL score?
   Yes! Chintamani Finlease is committed to providing loans to individuals with low CIBIL scores, ensuring that everyone has access to financial support.
4. How long does it take to get approval for a Personal Loan?
   The approval process has been streamlined and is typically quick, thanks to our digital verification methods, allowing for faster access to funds.
5. Is collateral required for a Personal Loan?
   No, our Personal Loans are unsecured, meaning you do not need to provide any assets as collateral to secure the loan.