How to Print Udyam Certificate for Loans and Tenders

A Udyam Certificate is an official document issued by the Ministry of Micro, Small, and Medium Enterprises after you complete your Udyam Registration.

If you own a Micro, Small, or Medium Enterprise (MSME) in India, you already know how essential Udyam Registration is for getting official recognition from the Government of India. One of the most important uses of this registration is when you apply for bank loans or government tenders. In both cases, you’ll need to print Udyam certificate as proof of your MSME status.

This article will guide you through everything you need to know — why the certificate is needed, how to print Udyam certificate, and how it helps in securing loans or tender approvals.

1. What Is a Udyam Certificate?

A Udyam Certificate is an official document issued by the Ministry of Micro, Small, and Medium Enterprises (MSME) after you complete your Udyam Registration. It serves as legal proof that your business is registered as an MSME under the Udyam Registration Portal (udyamregistration.gov.in).

This certificate includes important details such as:

• Udyam Registration Number (URN)

• Business name and type

• Owner’s Aadhaar number

• Business address

• Investment and turnover details

• Date of registration

Once you receive it, you can print Udyam certificate anytime from the official website to submit it for bank loans, tenders, or government schemes.

2. Why You Need to Print Udyam Certificate

Your Udyam Certificate is more than just a document — it is your official proof of being an MSME. Here’s why it’s essential to print Udyam certificate and keep it handy:

a. For Bank Loans

Banks and financial institutions give special benefits to MSMEs such as:

• Lower interest rates

• Collateral-free loans

• Priority sector lending

• Easy access to working capital

To avail of these benefits, you must submit or print Udyam certificate as part of your loan application documents. It validates that your business is recognized by the government and eligible for MSME loan schemes.

b. For Tender Applications

Many government and public sector tenders are reserved for MSMEs. When applying for such tenders, you must upload or print Udyam certificate to prove your eligibility. It gives your business an edge in:

• Meeting MSME tender criteria

• Availing exemptions in earnest money deposits (EMD)

• Getting preference in technical evaluations

Having a printed certificate ready ensures that you don’t miss any opportunity due to documentation delays.

3. Benefits of Having a Printed Udyam Certificate

When you print Udyam certificate, you make it easier to access the numerous benefits that come with MSME registration. Some of these include:

• Proof of Business Identity: It acts as an official ID for your business when applying for loans or tenders.

• Access to Subsidies: Banks and government departments often ask for the printed certificate to grant subsidies or rebates.

• Quick Loan Processing: A printed Udyam Certificate helps in faster verification during loan approvals.

• Tender Eligibility: It is often a mandatory attachment for submitting bids in government tenders.

• Business Credibility: A printed MSME certificate adds trust and professionalism when dealing with clients or partners.

4. How to Print Udyam Certificate Online

Printing your Udyam Certificate is a simple online process. You can download or print the Udyam certificate anytime from the official MSME portal. Follow these steps:

1. Open the Udyam Website: Go to the Udyam Registration website.
2. Click on “Print Udyam Registration”: Click on “Print Udyam Registration.
3. Enter Your Udyam Number: Enter your Udyam number and personal details.
4. Click Submit: Confirm your details, then click Submit to continue.
5. Pay the Small Fee: Use UPI, debit card, credit card, or net banking to pay the small processing charge.
6. We’ll Call You: Our team will give you a quick call to confirm the details.
7. Check Your Email: You’ll receive your Udyam certificate in 2–3 working hours directly in your email!

5. How the Printed Udyam Certificate Helps in Bank Loans

Having a printed Udyam Certificate is extremely beneficial for obtaining MSME loans. Here’s how it helps:

• Verification of MSME Status: Banks confirm your MSME registration through the certificate.

• Eligibility for Special Schemes: You can access government-backed loan schemes like CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises).

• Faster Processing: With a printed Udyam certificate, banks can quickly validate your details and process loans faster.

• Interest Subsidy: MSMEs with valid Udyam registration may receive lower interest rates under certain schemes.

Always print Udyam certificate before applying for any loan to ensure smooth approval.

6. How the Printed Certificate Helps in Tender Applications

When applying for public or government tenders, the Udyam Certificate works as a powerful eligibility document.

• MSME Preference: Many tenders give special preference to MSMEs, and the certificate is mandatory proof.

• EMD Exemption: You can be exempted from paying Earnest Money Deposit by submitting your printed Udyam certificate.

• Simplified Registration: Some portals allow MSME tender registration only after you upload your Udyam certificate.

Hence, always print Udyam certificate before submitting any tender application to avoid disqualification.

7. Common Mistakes to Avoid When Printing

While printing the certificate, make sure to avoid these common errors:

• Entering the wrong Udyam Number

• Using an unregistered email or mobile number

• Printing an old or incomplete version of the certificate

• Forgetting to check all business details before submission

Double-check the details before you print Udyam certificate to ensure accuracy and validity.

8. Keep Your Udyam Certificate Safe

Once you print Udyam certificate, store it in both physical and digital formats.

• Keep a laminated copy for official use.

• Save a PDF version on your computer or email for backup.

• Use cloud storage to access it from anywhere when needed.

This will save time whenever you need to attach the certificate to a loan or tender documents.

Also read: Terms and Conditions for Udyam Registration 

Conclusion

The Udyam Certificate is an essential document that supports your business growth by offering access to loans, tenders, and government benefits. It’s important to print your Udyam Certificate and keep it handy for applying for MSME loans, participating in government tenders, proving business authenticity, and availing subsidies. The process to print Udyam Certificate is quick and fully online — you just need your Udyam number and registered contact details. Visit the official Udyam Registration Portal today and print your certificate to unlock new business opportunities.